Re: Digital Federal Credit Union and First Tech Federal Credit Union Announce Intent to Merge In reading between the lines this “merge” appears to be more like an assimilation of DCU by First Tech with governance by DCU’s charter, not unlike what PenFed did when they took over Progressive whose charter allowed them to remove georestrictions. Started yesterday 20Feb 2024 resetting accounts did not solve the problem. “Your financial institution has rejected your request”. Re: First Tech Credit Union $100,000 limit From what I remember, First Tech Credit Union is all about that annual income. They kind of cater to high income members, which probably explains the really high credit limits on those cards. One of the very few Mastercards available in the US that can be had in true Chip + PIN. First Tech Federal Credit Union phishing scam going around. I’m a former member of First Tech Credit Union. I closed my account last summer in 2021. Hello, first Tech Credit Union’s new member application process is generally straightforward. While they primarily use Experian for credit checks, the specific version isn’t it publicly disclosed. A “check your rate” option returning a specific number rather than an “unable to find” message is a positive indicator but indigo credit card not a guarantee of approval. For consolidation, focus on. Then I discovered this forum. 12 months later, I have $140,400 in unsecured open credit card lines — 100% due to this Community. My most recent approval, a $35k sl (at 9.5%, my lowest APR to boot) with First Tech Federal Credit Union two weeks ago for their Choice Rewards World Mastercard. Hi, I’ve been downloading transactions from my First Tech accounts since 2014 without any major issue. Re: First Tech Federal Credit Union – Any Odyssey Reviews? Well said my friend, can’t put too much weight on reviews due to the ‘averaging’ out of what’s likely the norm. It was the customer service that was pretty consistent overall in the lower reviews.